Not known Details About 228 loan
Not known Details About 228 loan
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(A) The Agency determines that the bank has not offered sufficient justification for that plan and every element of the approach as expected pursuant to paragraph (d) of the section;
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The Board costs the efficiency of an intermediate lender evaluated beneath this section as presented in appendix D to this part.
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) Particular specifics of the dollar degree of the Neighborhood progress loan or community advancement expense which was allocated to each county served via the loan or investment decision, if accessible.
A bank subject to facts reporting demands pursuant to § 228.42 have to contain in its general public file a composed recognize the CRA Disclosure Assertion pertaining for the lender, its operations subsidiaries, and its other affiliates, if relevant, can be obtained around the FFIEC's Internet site at:
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These disclosure statements point out the number and greenback amount of all modest business loans and smaller farm loans originated or purchased for every census tract plus the variety and greenback number of all Local community advancement loans and community improvement investments for every county by reporting financial institutions, besides which the Board may perhaps adjust the shape from the disclosure if required, as a consequence of Specific situations, to safeguard the privacy of the borrower or even the aggressive position of the bank.
A substantial lender that experienced property higher than $ten billion as of December 31 in both equally check here in the prior two calendar yrs will have to collect and sustain annually, in electronic form, as prescribed from the Board, right up until the completion with the lender's subsequent CRA assessment wherein the information are evaluated, the greenback volume of its deposits in the county level based on deposit location.
If you have questions for the Company that issued The existing doc be sure to Get in touch with the company instantly.
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In case you have inquiries for your Company that issued The present doc remember to Make contact with the agency directly.
); the time period “uninsured Point out department” means a State department the deposits of which aren't insured by the Federal Deposit Insurance policy Corporation; the phrase “constrained branch” suggests a Point out branch that accepts only deposits which might be permissible for a company arranged below segment 25A in the Federal Reserve Act (12 U.S.C. 611 et seq.
(ii) In the event the Board, the FDIC, along with the OCC ascertain that a loan or expenditure is now not eligible for Local community development consideration, the proprietor of your loan or financial investment at some time of the willpower will go on to receive Neighborhood progress thing to consider for the remaining phrase or period of the loan or expenditure.